Research on Critical Illness Insurance in China： A Literature Review
Wang Wan1 Wu Chenchen2
1.School of Insurance and Economics， University of International Business and Economics， Beijing 100029；2.Picc Property and Casualty Company， Beijing 100022
Abstract：Critical illness insurance for urban and rural residents is an innovative institutional arrangement to solve the problem of “poverty caused by illness”. By sorting out the relevant literature on catastrophic health expenditure and critical illness insurance in China， this article systematically summarizes the major controversies from the scholars in the field of institutional positioning， policy design and management， and thoroughly analyzes their recommendations such as multi-channel financing， differentiated compensation and specialized operation. It is concluded that the current research results provide the necessary theoretical and policy basis for the promotion of critical illness insurance. However， the related achievements are mainly focused on the economic dimension of critical illness insurance， which is difficult to make a full theoretical explanation for its dilemma of market embeddedness. The theory of government purchasing services provides a broader perspective for the comprehensive review of the policies of critical illness insurance， as well as the practice of critical illness insurance provides rich native materials for the research of government purchasing services， which will promote the further development of China’s public management and social security theoretical research.
王 琬 吴晨晨. 制度缘起、政策争议与发展对策——大病保险研究现状与思考[J]. 华中师范大学学报（人文社会科学版）, 2019, 58(1): 31-37.
Wang Wan Wu Chenchen. Research on Critical Illness Insurance in China： A Literature Review. journal1, 2019, 58(1): 31-37.
2019, Vol. 58 
