Research on sustainable management strategy of microfinance company based on game theory
YOU Ge1,2， DENG Shuai3
1.School of Management， Jinan University， Guangzhou 510632， China；2.School of Literature and Media， Nanfang College of Sun Yat-Sen Unviersity；3.School of Economics and Management， Hunan Institute of Technology， Hengyang，Hunan 421001， China
Abstract：In the microfinance market， microfinance company is at risk of bankruptcy due to panic-stricken debt. This paper studied the sustainable operation of microfinance company from the perspective of borrowers coordination game. By designing the coordination game between borrowers in four scenarios， the impact of microfinance company and natural economy on the probability of microfinance company sustainable operation was explored，and the strategies of microfinance company sustainable operation in four scenarios were discussed. The results show that the microfinance company sustainable operation is mainly affected by their own economic strength. The impact of natural economy on the microfinance company's sustainable operation is partial， and it only plays a significant role in the weak economy and weak microfinance company scenario. Furthermore， the sustainable operation strategies of microfinance company in four scenarios are put forward.
游 鸽,邓 帅. 基于博弈论的小额信贷公司可持续经营策略研究[J]. 华中师范大学学报(自然科学版), 2020, 54(6): 1022-1032.
YOU Ge,DENG Shuai. Research on sustainable management strategy of microfinance company based on game theory. journal1, 2020, 54(6): 1022-1032.
2020, Vol. 54 
